:root {
  --pf-navy: #041d2e;
  --pf-blue: #07334f;
  --pf-teal: #087572;
  --pf-gold: #f1c600;
  --pf-ice: #f2f8fa;
  --pf-line: #c9dfe7;
  --pf-copy: #36566c;
  --pf-white: #ffffff;
}

.pf-hub-page {
  margin: 0;
  color: var(--pf-copy);
  background: var(--pf-white);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.6;
}

.pf-hub-page *,
.pf-hub-page *::before,
.pf-hub-page *::after {
  box-sizing: border-box;
}

.pf-hub-page a {
  color: inherit;
}

.pf-hub-page h1,
.pf-hub-page h2,
.pf-hub-page h3,
.pf-hub-page p {
  margin-top: 0;
}

.pf-hub-page h1,
.pf-hub-page h2,
.pf-hub-page h3 {
  color: var(--pf-blue);
  line-height: 1.08;
  letter-spacing: 0;
}

.pf-hub-page h1 {
  max-width: 900px;
  margin-bottom: 24px;
  font-size: clamp(2.45rem, 6vw, 4.9rem);
}

.pf-hub-page h2 {
  margin-bottom: 18px;
  font-size: clamp(2rem, 4vw, 3.35rem);
}

.pf-hub-page h3 {
  margin-bottom: 12px;
  font-size: clamp(1.25rem, 2vw, 1.65rem);
}

.pf-hub-page .page-shell {
  overflow: clip;
}

.pf-hub-page .topbar {
  background: var(--pf-navy);
  color: var(--pf-white);
}

.pf-hub-page .topbar-inner,
.pf-hub-page .nav-inner,
.pf-hub-page .section-inner,
.pf-hub-page .footer-inner {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.pf-hub-page .topbar-inner {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding: 10px 0;
  font-size: 14px;
}

.pf-hub-page .topbar a {
  color: var(--pf-white);
  font-weight: 800;
}

.pf-hub-page .nav {
  position: relative;
  z-index: 20;
  border-bottom: 1px solid var(--pf-line);
  background: var(--pf-white);
}

.pf-hub-page .nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: 92px;
}

.pf-hub-page .brand {
  display: block;
  width: 290px;
  max-width: 26vw;
  line-height: 1;
}

.pf-hub-page .brand svg {
  display: block;
  width: 100%;
  height: auto;
}

.pf-hub-page .nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}

.pf-hub-page .nav-links a {
  padding: 10px 8px;
  color: var(--pf-blue);
  font-size: 15px;
  font-weight: 800;
  text-decoration: none;
  white-space: nowrap;
}

.pf-hub-page .menu-toggle {
  display: none;
  min-width: 72px;
  min-height: 48px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
  color: var(--pf-blue);
  font: inherit;
  font-weight: 850;
}

.pf-hub-page .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 18px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  color: var(--pf-navy);
  font-weight: 850;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
}

.pf-hub-page .button-primary {
  border-color: var(--pf-gold);
  background: var(--pf-gold);
}

.pf-hub-page .button-secondary,
.pf-hub-page .button-light {
  background: var(--pf-white);
}

.pf-hub-page .skip-link {
  position: fixed;
  top: 10px;
  left: 10px;
  z-index: 9999;
  padding: 10px 14px;
  background: var(--pf-gold);
  color: var(--pf-navy);
  font-weight: 900;
  transform: translateY(-160%);
}

.pf-hub-page .skip-link:focus {
  transform: translateY(0);
}

.pf-hub-page :focus-visible {
  outline: 3px solid var(--pf-gold);
  outline-offset: 3px;
}

.pf-hub-hero {
  padding: 88px 0 82px;
  background: var(--pf-navy);
  color: var(--pf-white);
}

.pf-home-hero {
  position: relative;
  min-height: 680px;
  display: grid;
  align-items: center;
  isolation: isolate;
  overflow: hidden;
  background: var(--pf-navy);
}

.pf-home-hero__image,
.pf-home-hero::before {
  position: absolute;
  inset: 0;
}

.pf-home-hero__image {
  z-index: -2;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.pf-home-hero::before {
  z-index: -1;
  content: "";
  background: rgba(4, 29, 46, 0.66);
}

.pf-home-hero__content {
  max-width: 720px;
  padding: 76px 0;
  color: var(--pf-white);
}

.pf-home-hero h1,
.pf-home-hero p {
  color: var(--pf-white);
}

.pf-home-hero h1 {
  margin-bottom: 22px;
}

.pf-home-hero__copy {
  max-width: 700px;
  font-size: clamp(1.08rem, 2vw, 1.28rem);
}

.pf-home-hero a.pf-home-hero__building {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  max-width: 680px;
  margin-top: 22px;
  padding: 14px 18px;
  border-radius: 6px;
  background: var(--pf-white);
  color: var(--pf-navy);
  font-weight: 850;
  text-decoration: none;
}

.pf-home-hero a.pf-home-hero__building:hover,
.pf-home-hero a.pf-home-hero__building:focus-visible {
  color: var(--pf-navy);
}

.pf-trust-strip {
  padding: 32px 0;
  border-bottom: 1px solid var(--pf-line);
}

.pf-trust-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.pf-trust-item {
  padding: 4px 26px;
  border-left: 1px solid var(--pf-line);
}

.pf-trust-item:first-child {
  border-left: 0;
}

.pf-trust-item strong {
  display: block;
  margin-bottom: 5px;
  color: var(--pf-blue);
}

.pf-recognition-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: 30px;
}

.pf-recognition-list {
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}

.pf-recognition-list li {
  position: relative;
  padding-left: 28px;
}

.pf-recognition-list li + li {
  margin-top: 12px;
}

.pf-recognition-list li::before {
  position: absolute;
  top: 0.65em;
  left: 0;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  content: "";
  background: var(--pf-gold);
}

.pf-stage-grid,
.pf-question-grid,
.pf-values-grid {
  display: grid;
  gap: 18px;
}

.pf-stage-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.pf-question-grid {
  grid-template-columns: repeat(5, minmax(0, 1fr));
}

.pf-values-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 28px;
}

.pf-stage-card,
.pf-question-card,
.pf-value-card {
  padding: 24px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-question-card span,
.pf-value-card span {
  display: block;
  margin-bottom: 10px;
  color: var(--pf-teal);
  font-size: 0.78rem;
  font-weight: 900;
  text-transform: uppercase;
}

.pf-question-card h3,
.pf-value-card h3,
.pf-stage-card h3 {
  color: var(--pf-blue);
  font-size: 1.2rem;
}

.pf-people-grid {
  display: grid;
  grid-template-columns: minmax(360px, 0.9fr) minmax(0, 1.1fr);
  align-items: center;
  gap: 46px;
}

.pf-people-photo {
  width: 100%;
  aspect-ratio: 16 / 10;
  border-radius: 6px;
  object-fit: cover;
  object-position: center;
}

.pf-story-card {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(250px, 0.75fr);
  align-items: center;
  gap: 32px;
  padding: 34px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-insights-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.pf-insight-card {
  display: flex;
  flex-direction: column;
  min-height: 100%;
  padding: 26px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.pf-faq-card {
  padding: 24px;
  border-top: 3px solid var(--pf-teal);
  background: var(--pf-white);
}

.pf-hub-hero h1,
.pf-hub-hero p {
  color: var(--pf-white);
}

.pf-hub-hero p {
  max-width: 820px;
  margin-bottom: 0;
  font-size: clamp(1.1rem, 2vw, 1.35rem);
}

.pf-eyebrow {
  display: block;
  margin-bottom: 18px;
  color: var(--pf-teal);
  font-size: 0.82rem;
  font-weight: 900;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.pf-hub-hero .pf-eyebrow,
.pf-dark-band .pf-eyebrow {
  color: #ffe46a;
}

.pf-section {
  padding: 80px 0;
}

.pf-section:nth-child(even) {
  background: var(--pf-ice);
}

.pf-section-heading {
  max-width: 790px;
  margin-bottom: 34px;
}

.pf-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.pf-grid--three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.pf-card {
  display: flex;
  flex-direction: column;
  min-height: 100%;
  padding: 28px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-card p,
.pf-card ul {
  margin-bottom: 20px;
}

.pf-card ul {
  padding-left: 1.2em;
}

.pf-card li + li {
  margin-top: 7px;
}

.pf-card .button,
.pf-card .pf-text-link {
  margin-top: auto;
  align-self: flex-start;
}

.pf-tool-card small {
  display: block;
  margin-top: 14px;
  color: #516d80;
  line-height: 1.45;
}

.pf-text-link {
  color: var(--pf-teal);
  font-weight: 850;
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.pf-dark-band {
  padding: 72px 0;
  background: var(--pf-navy);
  color: var(--pf-white);
}

.pf-dark-band h2,
.pf-dark-band h3,
.pf-dark-band p {
  color: var(--pf-white);
}

.pf-dark-band .pf-card {
  border-color: rgba(255, 255, 255, 0.24);
  background: rgba(255, 255, 255, 0.06);
}

.pf-action-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.pf-tool-connection {
  max-width: 900px;
  margin: 38px auto 0;
  padding: 24px 28px;
  border-left: 5px solid var(--pf-gold);
  background: var(--pf-navy);
  color: var(--pf-white);
  font-size: 1.08rem;
}

.pf-tool-connection p {
  margin: 0;
  color: var(--pf-white);
}

.pf-feature-band {
  margin: 34px 0 0;
  padding: 28px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-feature-band h3 {
  margin-bottom: 10px;
}

.pf-feature-band p:last-child {
  margin-bottom: 0;
}

.pf-home-tools-link,
p.pf-home-tools-link {
  margin-top: 24px;
  text-align: center;
}

/* Trust pages: How We Use AI, When an Annuity Makes Sense, How We Are Paid. */
.pf-locked-quote {
  max-width: 900px;
  margin: 0;
  padding: 30px 32px;
  border-left: 6px solid var(--pf-gold);
  border-radius: 6px;
  background: var(--pf-white);
  box-shadow: 0 16px 34px rgba(4, 29, 46, 0.07);
}

.pf-locked-quote blockquote {
  margin: 0;
}

.pf-locked-quote .pf-locked-quote__heading {
  margin: 0 0 14px;
  color: var(--pf-teal);
  font-size: 0.82rem;
  font-weight: 900;
  line-height: 1.3;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.pf-locked-quote blockquote p {
  margin-bottom: 0;
  color: var(--pf-navy);
  font-size: clamp(1.08rem, 1.7vw, 1.24rem);
  line-height: 1.6;
}

.pf-byline {
  margin-top: 18px;
  color: var(--pf-teal);
  font-size: 0.95rem;
  font-weight: 850;
}

.pf-byline::before {
  content: "\2014\00a0";
}

.pf-principles {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
}

.pf-principle {
  padding: 22px;
  border: 1px solid var(--pf-line);
  border-top: 4px solid var(--pf-teal);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-principle span {
  display: block;
  margin-bottom: 8px;
  color: var(--pf-blue);
  font-size: 1.15rem;
  font-weight: 900;
}

.pf-principle p {
  margin-bottom: 0;
}

.pf-split {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: 40px;
  align-items: center;
}

.pf-check-list {
  margin: 0 0 20px;
  padding-left: 1.2em;
}

.pf-check-list li + li {
  margin-top: 6px;
}

.pf-callout {
  padding: 28px;
  border-left: 5px solid var(--pf-gold);
  border-radius: 6px;
  background: rgba(255, 255, 255, 0.07);
}

.pf-callout p {
  font-size: 1.08rem;
}

.pf-callout--light {
  border: 1px solid var(--pf-line);
  border-left: 5px solid var(--pf-gold);
  background: var(--pf-white);
}

.pf-callout__lead {
  color: var(--pf-navy);
  font-size: 1.35rem !important;
  font-weight: 900;
  line-height: 1.25;
}

.pf-not-fit {
  display: grid;
  gap: 10px;
  max-width: 820px;
  margin: 0 0 18px;
  padding-left: 1.2em;
}

.pf-list-note {
  margin: 18px 0 0;
  color: #516d80;
  font-style: italic;
}

.pf-tradeoffs,
.pf-compensation-note {
  margin-top: 28px;
  padding: 24px 26px;
  border-radius: 6px;
}

.pf-tradeoffs {
  border: 1px solid var(--pf-line);
  background: var(--pf-white);
}

.pf-compensation-note {
  border-left: 5px solid var(--pf-teal);
  background: #e7f3f3;
}

.pf-tradeoffs h3,
.pf-compensation-note h3 {
  font-size: 1.2rem;
}

.pf-tradeoffs p:last-child,
.pf-compensation-note p {
  margin-bottom: 12px;
}

.pf-verify-links {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.pf-verify-links a {
  display: block;
  padding: 16px 18px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 6px;
  color: #ffe889;
  font-weight: 850;
}

.pf-info-handling h2 {
  font-size: clamp(1.6rem, 3vw, 2.3rem);
}

/* Testimonial / review / video component (inc/testimonials.php). Each item carries its own
   disclosure directly after its content. */
.pf-testimonials {
  padding: 56px 0;
}

.pf-testimonials__list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}

.pf-testimonial {
  margin: 0;
  padding: 26px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-testimonial__quote {
  margin: 0 0 14px;
  color: var(--pf-navy);
  font-size: 1.1rem;
}

.pf-testimonial__video iframe {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  border: 0;
}

.pf-testimonial__attribution {
  color: var(--pf-blue);
  font-weight: 850;
}

.pf-testimonial__disclosure {
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid var(--pf-line);
  color: #516d80;
  font-size: 0.86rem;
}

.pf-testimonial__disclosure p {
  margin: 0 0 6px;
}

/* V50 How We Help: five relationship stages with a decision checkpoint between Design and Implement.
   Two ordered lists (1-3, 4-5) around the checkpoint, so the checkpoint is never counted as a sixth stage. */
.pf-process {
  display: grid;
  gap: 14px;
}

.pf-process__list {
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.pf-process__stage {
  display: grid;
  grid-template-columns: minmax(170px, 0.28fr) minmax(0, 1fr);
  gap: 10px 28px;
  padding: 26px 28px;
  border: 1px solid var(--pf-line);
  border-left: 5px solid var(--pf-teal);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-process__head {
  display: flex;
  align-items: center;
  gap: 12px;
  align-self: start;
}

.pf-process__step {
  display: inline-flex;
  flex: 0 0 auto;
  width: 34px;
  height: 34px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--pf-navy);
  color: var(--pf-white);
  font-weight: 900;
}

.pf-process__head h3 {
  margin: 0;
}

.pf-process__body > p {
  margin-bottom: 0;
}

p.pf-process__detail {
  margin: 14px 0 0;
  padding-top: 12px;
  border-top: 1px solid var(--pf-line);
}

.pf-process__detail strong {
  color: var(--pf-navy);
}

/* V50.3 final: the checkpoint is the client's decision, not a warning. Light ice with a teal accent, like the Map and
   the Compass note; the choices are a static list of examples, not controls. */
.pf-process__checkpoint {
  padding: 28px 30px;
  border: 1px solid var(--pf-line);
  border-left: 5px solid var(--pf-teal);
  border-radius: 6px;
  background: var(--pf-ice);
  color: var(--pf-navy);
}

.pf-process__checkpoint-label,
.pf-journey__checkpoint-label {
  display: block;
  margin-bottom: 8px;
  color: var(--pf-teal);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.pf-process__checkpoint h3 {
  margin-bottom: 12px;
}

.pf-process__checkpoint p {
  color: var(--pf-navy);
}

.pf-process__checkpoint p:last-child {
  margin-bottom: 0;
}

.pf-process__choices {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 6px 28px;
  max-width: 640px;
  margin: 0 0 16px;
  padding: 0;
  list-style: none;
}

.pf-process__choices li {
  position: relative;
  padding-left: 18px;
  color: var(--pf-navy);
  font-size: 0.97rem;
  font-weight: 700;
}

.pf-process__choices li::before {
  position: absolute;
  top: 0.6em;
  left: 0;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--pf-teal);
  content: "";
}

.pf-process__note {
  margin-top: 16px;
  padding: 16px 18px;
  border-radius: 6px;
  background: var(--pf-ice);
}

.pf-process__note p {
  margin-bottom: 0;
}

.pf-process__note .pf-story__kicker {
  display: block;
  margin-bottom: 6px;
  color: var(--pf-teal);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

/* V50.1: the page's early hook. Short, then straight into the work. */
.pf-section.pf-hook-section {
  padding: 56px 0;
}

.pf-hook-section .pf-section-heading {
  margin-bottom: 20px;
}

.pf-hook-section .pf-story {
  margin-bottom: 16px;
}

p.pf-hook-meaning {
  max-width: 860px;
  margin: 0;
  color: var(--pf-navy);
  font-size: 1.08rem;
}

.pf-hook-section p.pf-principle-line {
  margin-top: 18px;
}

p.pf-hook-transition {
  max-width: 860px;
  margin: 18px 0 0;
  color: var(--pf-teal);
  font-weight: 850;
}

/* V50 homepage: the same relationship model in compact form. */
.pf-journey {
  display: grid;
  gap: 16px;
}

.pf-journey__stages {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.pf-journey__stages--after {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.pf-journey__stage {
  padding: 24px;
  border: 1px solid var(--pf-line);
  border-top: 4px solid var(--pf-teal);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-journey__step {
  display: inline-flex;
  width: 30px;
  height: 30px;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
  border-radius: 50%;
  background: var(--pf-navy);
  color: var(--pf-white);
  font-size: 0.92rem;
  font-weight: 900;
}

.pf-journey__stage h3 {
  margin-bottom: 8px;
  font-size: 1.25rem;
}

.pf-journey__stage p,
.pf-journey__checkpoint p {
  margin-bottom: 0;
}

.pf-journey__checkpoint {
  display: grid;
  grid-template-columns: minmax(170px, 0.25fr) minmax(0, 1fr);
  gap: 8px 28px;
  align-items: center;
  padding: 24px 28px;
  border: 1px solid var(--pf-line);
  border-left: 5px solid var(--pf-teal);
  border-radius: 6px;
  background: var(--pf-ice);
  color: var(--pf-navy);
}

.pf-journey__checkpoint h3 {
  margin: 0;
  font-size: clamp(1.45rem, 2.4vw, 1.9rem);
}

.pf-journey__checkpoint p {
  color: var(--pf-navy);
}

/* V50 teaching stories. A story introduces a planning question; it is never evidence, so it sits under a plain-English
   heading, carries its name only as a small kicker, and hands off to facts or a tool. */
.pf-story {
  max-width: 860px;
  margin: 0 0 26px;
  padding: 20px 24px;
  border: 1px solid var(--pf-line);
  border-left: 4px solid var(--pf-teal);
  border-radius: 6px;
  background: var(--pf-white);
}

.pf-story--center {
  margin-right: auto;
  margin-left: auto;
}

.pf-story .pf-story__kicker {
  display: block;
  margin-bottom: 8px;
  color: var(--pf-teal);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.pf-story p {
  margin-bottom: 10px;
  color: var(--pf-navy);
  font-size: 1.06rem;
  line-height: 1.6;
}

.pf-story p:last-child {
  margin-bottom: 0;
}

.pf-evidence {
  max-width: 980px;
  margin-top: 8px;
}

.pf-evidence__lead {
  margin-bottom: 12px;
  color: var(--pf-navy);
  font-weight: 850;
}

.pf-evidence-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 32px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.pf-evidence-list li {
  position: relative;
  padding-left: 24px;
}

.pf-evidence-list li::before {
  position: absolute;
  top: 0.6em;
  left: 0;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  content: "";
  background: var(--pf-gold);
}

.pf-evidence-list strong {
  color: var(--pf-navy);
}

p.pf-principle-line {
  max-width: 860px;
  margin: 26px 0 0;
  padding: 18px 22px;
  border-left: 5px solid var(--pf-gold);
  border-radius: 6px;
  background: var(--pf-white);
  color: var(--pf-navy);
  font-size: 1.15rem;
  font-weight: 900;
  line-height: 1.35;
}

p.pf-small-note {
  max-width: 860px;
  margin: 18px 0 0;
  color: #516d80;
  font-size: 0.92rem;
}

/* V50 Retirement Income: sources that can do the reserve job, in a neutral order. */
.pf-sources {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: pf-source;
}

.pf-sources li {
  display: grid;
  grid-template-columns: 34px minmax(190px, 0.34fr) minmax(0, 1fr);
  gap: 6px 18px;
  align-items: start;
  padding: 16px 18px;
  border: 1px solid var(--pf-line);
  border-radius: 6px;
  background: var(--pf-white);
  counter-increment: pf-source;
}

.pf-sources li::before {
  display: inline-flex;
  width: 30px;
  height: 30px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  content: counter(pf-source);
  background: var(--pf-ice);
  color: var(--pf-navy);
  font-weight: 900;
}

.pf-sources strong {
  color: var(--pf-navy);
  line-height: 1.35;
}

.pf-sources span {
  color: var(--pf-copy);
}

/* V50 How We Help: roles and responsibilities. Explicit ARIA roles keep the table semantics when the rows stack. */
.pf-roles-table {
  width: 100%;
  border: 1px solid var(--pf-line);
  border-collapse: separate;
  border-spacing: 0;
  border-radius: 6px;
  background: var(--pf-white);
  font-size: 0.97rem;
  line-height: 1.5;
}

.pf-roles-table th,
.pf-roles-table td {
  padding: 16px 18px;
  border-top: 1px solid var(--pf-line);
  text-align: left;
  vertical-align: top;
}

.pf-roles-table thead th {
  border-top: 0;
  background: var(--pf-navy);
  color: var(--pf-white);
  font-size: 0.76rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.pf-roles-table thead th:first-child {
  border-top-left-radius: 5px;
}

.pf-roles-table thead th:last-child {
  border-top-right-radius: 5px;
}

.pf-roles-table tbody th {
  width: 21%;
  color: var(--pf-blue);
  font-weight: 850;
}

.pf-roles-table tbody tr:nth-child(even) {
  background: #f8fbfc;
}

/* V50.3 final: the client row is about agency, not a required action: ice with a teal accent, never yellow. */
.pf-roles-table tbody tr[data-party="client"] {
  background: var(--pf-ice);
}

.pf-roles-table tbody tr[data-party="client"] th {
  box-shadow: inset 4px 0 0 var(--pf-teal);
}

p.pf-roles-note {
  margin: 16px 0 0;
  color: #516d80;
  font-size: 0.95rem;
}

.pf-archive-notice {
  margin-bottom: 26px;
  padding: 18px 22px;
  border-left: 5px solid var(--pf-gold);
  background: #fff7d3;
  color: var(--pf-navy);
  font-weight: 750;
}

.pf-hub-page .footer {
  background: var(--pf-navy);
  color: var(--pf-white);
}

.pf-hub-page .footer-inner {
  padding: 54px 0 30px;
}

.pf-hub-page .footer-brand {
  display: block;
  width: 220px;
}

.pf-hub-page .footer-brand svg {
  display: block;
  width: 100%;
  height: auto;
}

@media (max-width: 1120px) {
  .pf-hub-page .nav-links,
  .pf-hub-page .nav-inner > .button {
    display: none;
  }

  .pf-hub-page .menu-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .pf-hub-page .brand {
    width: 260px;
    max-width: calc(100vw - 136px);
  }
}

@media (max-width: 820px) {
  .pf-grid,
  .pf-grid--three {
    grid-template-columns: 1fr;
  }

  .pf-process,
  .pf-split,
  .pf-not-fit,
  .pf-trust-grid,
  .pf-recognition-grid,
  .pf-stage-grid,
  .pf-question-grid,
  .pf-values-grid,
  .pf-people-grid,
  .pf-story-card,
  .pf-insights-grid,
  .pf-faq-grid {
    grid-template-columns: 1fr;
  }

  .pf-trust-item {
    padding: 16px 0;
    border-top: 1px solid var(--pf-line);
    border-left: 0;
  }

  .pf-trust-item:first-child {
    border-top: 0;
  }

  .pf-home-hero {
    min-height: 0;
  }

  .pf-home-hero__image {
    object-position: 62% center;
  }

  .pf-hub-hero {
    padding: 64px 0 60px;
  }

  .pf-section,
  .pf-dark-band {
    padding: 58px 0;
  }
}

/* V50 components on tablets and phones. */
@media (max-width: 820px) {
  .pf-process__stage,
  .pf-journey__checkpoint,
  .pf-journey__stages,
  .pf-journey__stages--after,
  .pf-evidence-list {
    grid-template-columns: 1fr;
  }

  .pf-process__stage,
  .pf-process__checkpoint,
  .pf-journey__checkpoint {
    padding: 22px;
  }

  .pf-process__choices {
    grid-template-columns: 1fr;
  }

  .pf-sources li {
    grid-template-columns: 30px minmax(0, 1fr);
  }

  .pf-sources span {
    grid-column: 2;
  }

  /* Roles table: each row becomes a labelled card. */
  .pf-roles-table,
  .pf-roles-table tbody,
  .pf-roles-table tr,
  .pf-roles-table th,
  .pf-roles-table td {
    display: block;
    width: 100%;
  }

  .pf-roles-table {
    border: 0;
    background: transparent;
  }

  .pf-roles-table thead {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    clip-path: inset(50%);
    white-space: nowrap;
  }

  .pf-roles-table tbody tr {
    margin-bottom: 10px;
    padding: 14px 16px;
    border: 1px solid var(--pf-line);
    border-radius: 6px;
    background: var(--pf-white);
  }

  .pf-roles-table tbody tr[data-party="client"] {
    border-left: 4px solid var(--pf-teal);
    background: var(--pf-ice);
  }

  .pf-roles-table tbody tr[data-party="client"] th {
    box-shadow: none;
  }

  .pf-roles-table td.pf-roles-table__role {
    display: none;
  }

  .pf-roles-table td.pf-roles-table__role--fact {
    display: block;
    margin: -6px 0 0;
    color: var(--pf-copy);
    font-size: 0.92rem;
  }

  .pf-roles-table td.pf-roles-table__role--fact::before {
    content: none;
  }

  .pf-process__stage {
    gap: 8px;
  }

  .pf-roles-table tbody th,
  .pf-roles-table td {
    padding: 0;
    border-top: 0;
  }

  .pf-roles-table tbody th {
    width: auto;
    margin-bottom: 8px;
    font-size: 1.08rem;
  }

  .pf-roles-table td + td {
    margin-top: 10px;
  }

  .pf-roles-table td::before {
    display: block;
    margin-bottom: 2px;
    color: var(--pf-teal);
    font-size: 0.72rem;
    font-weight: 900;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    content: attr(data-label);
  }
}

@media (max-width: 520px) {
  .pf-hub-page .topbar-inner,
  .pf-hub-page .nav-inner,
  .pf-hub-page .section-inner,
  .pf-hub-page .footer-inner {
    width: min(100% - 28px, 1180px);
  }

  .pf-hub-page .topbar-inner span {
    display: none;
  }

  .pf-hub-page .topbar-inner {
    justify-content: flex-end;
  }

  .pf-hub-page .brand {
    width: 230px;
  }

  .pf-card,
  .pf-feature-band {
    padding: 22px;
  }

  .pf-hub-page .button {
    width: 100%;
  }

  .pf-home-hero__content {
    padding: 56px 0;
  }

  .pf-home-hero__building {
    width: 100%;
  }

  .pf-people-photo {
    aspect-ratio: 4 / 3;
    object-position: center;
  }
}

@media (prefers-reduced-motion: reduce) {
  .pf-hub-page *,
  .pf-hub-page *::before,
  .pf-hub-page *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}
.pf-survivor__print-header .pf-survivor__print-title {
	margin: 6px 0 3px;
	font-size: 21pt;
	font-weight: 800;
	line-height: 1.1;
}

.pathfinders-local-identity { grid-column:1 / -1; width:100%; margin:1rem 0; line-height:1.6; }
.pathfinders-local-identity p { margin:.35rem 0; }

/* Accessibility utilities used by the X-Ray status region, its fieldset legends and
   the Insights result count. They had no definition, so that text rendered visibly. */
.visually-hidden,
.screen-reader-text {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  margin: -1px !important;
  padding: 0 !important;
  overflow: hidden !important;
  clip: rect(0 0 0 0) !important;
  clip-path: inset(50%) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

/* Skip links stay out of view until they receive keyboard focus on every template. */
.skip-link:not(:focus):not(:focus-visible) {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  white-space: nowrap;
}

/* One header across templates: the hub pages use the same header type as the
   other templates, and the header CTA never wraps onto two lines. */
.pf-hub-page .topbar,
.pf-hub-page .nav {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

.nav-inner > .button {
  flex: 0 0 auto;
  white-space: nowrap;
}

@media (min-width: 1281px) and (max-width: 1500px) {
  .pf-hub-page .brand {
    width: 260px;
  }
}

/* Staging-only warning above embedded production calendars (never rendered in production). */
.pf-staging-booking-notice {
  margin: 0;
  padding: 10px 20px;
  border-bottom: 1px solid #eadfae;
  background: #fff3c4;
  color: #041d2e;
  font-size: 0.9rem;
  line-height: 1.45;
}