Free retirement planning tools
Answer one important retirement question at a time.
These educational tools are designed to make complicated retirement decisions easier to see, understand, and discuss. Review the note on each tool to see what information, if any, is requested.
Choose your next question
Each tool looks at one part of retirement planning. Use the result to make the next conversation clearer—not as a substitute for a complete plan.
Retirement income
Enter a few simple estimates to see the monthly amount your savings and investments may need to provide, what supports that paycheck, and which parts of the plan to look at more closely.
About five minutes. No email required to see your result. If you want to save it and receive a copy, we’ll ask for your name, email, and state. Phone is optional.
Open the Paycheck X-RayRetirement withdrawal risk
See why the same market returns can produce different outcomes when retirement withdrawals are involved.
No email required. Educational illustration only—not a forecast of your portfolio.
Explore the Return SequenceProtection and family
Compare the monthly income, spending, portfolio needs, and financial responsibilities that may change if either person is left to manage the plan alone.
No email required. Entries remain in your browser and disappear on refresh.
Check the Survivor PaycheckInvestment risk
Answer a short series of questions to identify your personal comfort with investment risk.
Provided through Nitrogen. Review the instructions and privacy information presented there before beginning.
Find My Risk NumberPlanning with purpose
The PATH Planning Lab reflects Prosperity, Adventure, Thoughtfulness, and Honesty. The tools make important questions easier to see while being clear about what they can and can’t tell you.